The newest limits of current analysis toward government college loans have remaining the policy area with an incomplete picture of just how individuals interact to your education loan system and exactly what drives decision-making and behavior. Study was mostly limited to an effective borrower’s payment reputation along with her other types of personal debt, and in some cases are her income and educational attainment. Analyses thus focus on correlations within this guidance and you may concepts complete regarding the blanks.
To seek a wider factor out of education loan battles, The fresh America’s Knowledge Rules Program commissioned several half a dozen appeal teams across the country you to met anywhere between . The newest nonpartisan public-opinion look business FDR Classification used the main focus groups, and their papers, Taking right out and you can Settling Student education loans: A report on Notice Teams With Having difficulties Education loan Consumers, is additionally on this page.
When you’re notice group studies have its very own limits, the findings inside declaration help broaden all of our comprehension of debtor behavior and you can perceptions.…